Department Agri Business Group (Agri SME – Working Capital Loans) – Portfolio Management Job Title Area Business Manager (Grade – M5 / M6 – Chief Manager/ AVP) Reporting to Regional Business Manager Location As per list
Job Profile
Job Role
- Manage team of Portfolio Managers to manage and grow existing portfolio of customers in Agri SME space.
- Acceptable knowledge of respective geography & ability to quickly recruit quality team members.
- To manage and grow existing portfolio of customers in Agri, Food processing & MSME Industries by offering loan products in line with customer requirements of Working capital (fund based/non-fund based) & Term Loan facilities
- Build a strong & robust customer base to increase both assets and liabilities, earn revenue by providing them high standards of service on an ongoing basis.
- Deepening relationship with existing customers through Cross sell liability & other third party products.
- Regular monitoring of accounts to ensure there are no delinquencies, portfolio hygiene, post disbursement deferrals closure in time, security perfection
- To engage with Credit & risk function, legal & technical teams, RCAD & GR team for customer requirements & collaborate with internal bank channels for deepening customer base.
- Improve efficiency by monitoring & suggesting improvement in processes basis ground reality & market trends.
Job Requirements
Job Role
- CA / Post Graduate Diploma / Post Graduate in Banking and Finance / Commerce etc.
- Strong oral and written Communication
- Relationship Management Skill
- Leadership Skills
- Local Market Knowledge will be an added advantage
- Minimum SME funding & portfolio management work experience 5 years
P Job Role