Location: Remote – Permanent work from home
Job Type: Full-Time | Night Shift (U.S. Hours)
Experience: Min 5+ years in U.S. Mortgage Underwriting (FHA/VA)
About the Role:
We are seeking a detail-oriented and experienced FHA/VA Mortgage Underwriters to join our dynamic U.S.-based mortgage operations team. This is a remote position based in India, ideal for professionals with a strong background in U.S. mortgage underwriting, particularly in FHA and VA loan programs.
You will be responsible for evaluating and verifying loan applications to ensure compliance with U.S. federal guidelines and investor requirements. This role requires working night shifts to align with U.S. time zones.
Key Responsibilities:
- Review and pre-underwrite FHA and VA mortgage loan files in compliance with HUD, VA, and investor guidelines.
- Analyze credit reports, income documentation, asset statements, and property appraisals.
- Ensure accuracy and completeness of loan documentation.
- Communicate effectively with U.S.-based loan officers, processors, and other stakeholders.
- Maintain up-to-date knowledge of FHA/VA guidelines and industry changes
Qualifications:
- Minimum 5 years of experience underwriting U.S. mortgage loans, specifically FHA and VA.
- Strong understanding of U.S. mortgage regulations and compliance standards.
- Proficiency in Encompass.
- Excellent analytical, communication, and decision-making skills.
- Ability to work independently and manage time effectively in a remote environment.
- Comfortable working U.S. night shifts (IST late evening to early morning).
- Strong English communication skills (verbal and written).
Pay Range:
- 10 - 25 Lakhs Per Annum depending on experience.
Job Type: Full-time
Pay: ₹1,000,000.00 - ₹2,000,000.00 per year
Benefits:
- Health insurance
- Life insurance
- Paid sick time
- Paid time off
- Work from home
Experience:
- US Mortgage Underwriting: 3 years (Required)
Work Location: Remote
