Job description
Job title: Data Analyst, Credit Card
Location: Head Office Mumbai
Grade : M1/M2
Number of Position : 1
Job Responsibilities:
- Monitor portfolio delinquencies at micro level, identification of segments, locations, channels, profiles and proposing policies/ strategies to enable business and control risk
- Proficient in coding and working experience in creating risk monitoring dashboards like vintage charts, KPIs, business trends, etc.
- Managing portfolio with data driven insights using Demog and Bureau data and recommend necessary alteration in policy when required
- Experience on creating features using bureau/demog/banking variables and creating insights
- Handled cross functional projects to develop new product/program
- Knowledge about policy framework pertaining toproduct/Unsecured product
- Monitoring loss in the business in different segments and highlight the reason for breach in threshold if any.
- Automating crucial reports, testing and verifying the correctness of the same.
- Co-ordinating with different stockholder for risk and policy related data and recommendation.
Job Requirements:
- Minimum 0-2year of experience
- Work experience with MNC on risk/data analytics field is preferable
- Proficiency in SAS/Python/DEX for risk management and policy implementation. Ability to debug, troubleshoot and resolve issues related to risk and policy.
- Use analytical skill to identify root causes of problem and recommend effective solution.
- Experience in creating features and running decision tree/cluster analysis to identify segments will be an added advantage.
- Good problem solving skills and clear communicator.
Education qualification:
- Btech or Grad/Post Grad in statistics - Preferred
- Certification in coding languages like SAS/SQL/Python – Preferred
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