Company Description
Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.
Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.
As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.
More about our mission and what we offer.
Job Description
The Fincrime Compliance Officer – India shall be responsible to manage the financial crime compliance (FCC) oversight function, covering Anti-Money Laundering (AML), Counter-Terrorist Financing (CTF), fraud prevention, and sanctions compliance. The role demands expertise in Indian and global regulatory requirements, i,e to ensure compliance with India legal and regulatory framework and FATF guidelines while adopting a proactive approach to risk management, and the ability to balance compliance with business growth.
Your Mission:
Oversight
- Develop and maintain the financial crime compliance program in alignment with local regulations and Wise’s global framework.
- Ensure robust AML, CTF, and sanctions compliance, conducting periodic risk assessments and updating policies as needed.
- Effective oversight on Fincrime processes, including transaction monitoring, AML/CTF, Sanctions, fraud and ensuring timely STR filings.
Regulatory Engagement
- Serve as the primary compliance contact with regulators, including RBI and FIU-India, ensuring timely and effective engagement.
- Liaison with local Law Enforcement, Regulatory bodies for fraud management & co-ordinations to support investigation / data / information etc.
Regulatory Change Management
- Stay ahead of regulatory developments, assess business impact, and drive necessary compliance enhancements.
- Partner with cross-functional teams to embed compliance in product development, operational workflows, and customer interactions.
- Lead compliance training initiatives to foster a strong culture of risk awareness across internal teams.
Assurance
- Report key compliance metrics and risk trends to senior leadership, committees and Wise India Board.
- Ensure oversight via self reviews and 3rd party audits to ensure compliance and demonstrate governance and assurance to Regulators, Wise India board and Global Fincrime Leadership.
Qualifications
- Bachelor’s / Master's degree in Law, Finance, Business, or a related field; compliance certifications.
- 7 years of experience in financial crime compliance within financial services, fintech, payments, or remittance industries.
- Strong grasp of Indian AML/CTF regulations, RBI guidelines, and international Fincrime compliance frameworks.
- Hands-on experience with transaction monitoring systems, sanctions screening tools, and regulatory reporting.
- Strong stakeholder management skills, with experience engaging with regulators.
Additional Information
For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.
We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
If you want to find out more about what it's like to work at Wise visit Wise.Jobs.
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