Role- Unsecured Collection Officer
Responsibilities:
- Debt Collection:
- Contact customers with overdue(30,60,90 & NPA) bucket wise payments via phone calls, emails, and letters to negotiate payment arrangements.
- Follow up on outstanding debts and ensure timely collection according to company policies and procedures.
- Maintain accurate records of all collection activities and communications with customers.
- Customer Communication:
- Communicate effectively with customers to understand their financial situations and establish repayment plans that are mutually acceptable.
- Provide assistance and guidance to customers experiencing financial difficulties, offering solutions to help them fulfil their obligations.
- Relationship Management:
- Handle customer inquiries and complaints regarding billing and payment issues promptly and professionally.
- Collaborate with internal teams such as customer service and credit departments to resolve customer issues and address payment discrepancies.
- Reporting:
- Prepare regular reports on collection activities, including account statuses, payment trends, and recovery rates.
- Provide updates to management on collection performance and recommend strategies for improvement.
NOTE- Candidate should have worked on collection of unsecured loans.
Requirements:
- Proven experience in debt collection or a similar role, preferably in the NBFC/Fintech/financial services industry.
- Experience in working on unsecured business loans, working capital loans etc.
- Strong negotiation and communication skills, with the ability to handle difficult conversations tactfully.
- Excellent organizational and time management skills, with the ability to prioritize tasks effectively.
- Proficiency in computer software, including MS Office and debt collection systems.
- Knowledge of relevant laws and regulations governing debt collection practices.
- Ability to work independently and as part of a team in a fast-paced environment.
- High level of integrity and professionalism in dealing with sensitive financial matters.
Maxemo Capital Services Pvt. Ltd is a Delhi-based NBFC-ND Company that aims to provide customized financial assistance solutions using technology and efficiency in operations. Since inception, our main area of focus has been on customized MSME loans and working capital financing for targeted industries and markets.
Job Type: Full-time
Pay: ₹30,000.00 - ₹35,000.00 per month
Schedule:
- Day shift
Application Question(s):
- How soon can you join?
- Do you have experience in unsecured loan collections?
- Have you worked with NBFC/Fintech/Financial organisation?
Work Location: In person
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