An Insurance Sales Executive job description typically includes selling insurance policies to individuals and businesses, assessing their needs, and offering tailored solutions. This role involves prospecting clients, explaining policies, and ensuring customer satisfaction. The specific duties can vary based on the insurance type (life, health, property, casualty) and the company's structure. Here's a more detailed breakdown of common responsibilities and requirements:Key Responsibilities:
- Selling Insurance Policies: The primary responsibility is to sell various insurance products to potential and existing clients.
- Client Assessment: Understanding individual and business clients' insurance needs and recommending appropriate policies.
- Prospecting and Lead Generation: Actively seeking out new clients through various methods like cold calling, networking, and referrals.
- Client Relationship Management: Building and maintaining strong relationships with clients to ensure satisfaction and repeat business.
- Policy Explanation and Explanation: Clearly explaining policy terms, benefits, and conditions to clients.
- Meeting Sales Targets: Consistently achieving or exceeding sales targets and revenue goals.
- Staying Current: Keeping up-to-date with industry trends, new products, and regulations.
- Customer Service: Providing excellent customer service and support, including assisting with claims.
- Reporting and Record Keeping: Maintaining accurate records of sales, prospecting, and client interactions.
- Policy Modifications: Suggesting modifications and updates to existing policies to better suit client needs.
Requirements and Skills:
- Education: High school diploma or equivalent is often required; a Bachelor's degree in a related field (e.g., finance, business) is preferred.
- Experience: Prior experience in sales or a similar role is usually desired.
- Knowledge: A strong understanding of various insurance products and policies.
- Skills: Excellent communication, interpersonal, and sales skills are essential.
- Other: Organizational skills, time management, and the ability to work independently are also important.
- Specific Requirements: Some roles may require specific certifications or licenses depending on the type of insurance sold.
Job Type: Full-time
Pay: ₹15,000.00 - ₹30,000.00 per month
Schedule:
- Day shift
- Morning shift
Supplemental Pay:
- Commission pay
- Performance bonus
Experience:
- RECEPTIONIST : 5 years (Required)
- BACK OFFICE EXECUTIVE: 5 years (Required)
- Microsoft Word: 5 years (Required)
- Microsoft Excel: 5 years (Required)
Work Location: In person
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