Job Summary:
We are seeking an experienced and detail-oriented Mortgage Underwriter with proven leadership experience to oversee a team of underwriters. The ideal candidate will be responsible for evaluating mortgage loan applications and ensuring compliance with company and regulatory guidelines, while also managing day-to-day team operations, performance, and development.
Key Responsibilities:Underwriting Duties:
- Review and underwrite residential mortgage loan files (Conventional, FHA, VA, etc.) for accuracy, completeness, and compliance.
- Analyze income, credit, asset, and collateral documentation to assess loan risk.
- Ensure loans meet investor and regulatory guidelines.
- Maintain productivity and quality standards on individual underwriting tasks.
Team Leadership & Management:
- Lead and mentor a team of mortgage underwriters, providing guidance, training, and performance feedback.
- Monitor daily workload distribution and ensure timely processing of loan files.
- Conduct regular quality checks to ensure consistency and accuracy in underwriting decisions.
- Implement process improvements to increase team efficiency and reduce error rates.
- Act as a point of escalation for complex loan scenarios or internal team concerns
Job Types: Full-time, Permanent
Pay: ₹700,000.00 - ₹800,000.00 per year
Work Location: In person