- Senior Specialist
- Processes specialty lending products and complex loan transactions
- Completes a comprehensive review of loan documents prepared by outside legal counsel to ensure they meet serviceability requirements and terms of approval
- Assists in second level reviews of critical items as needed to ensure accuracy prior to releasing closing documents
- Acts effectively as the first step in the escalation process and exception decisions
- Assists in training new team members
- Assists in creating and updating processes and procedures for the department
- Assists management with special projects
- Key Competencies for Position
- Culture Leadership
- Communication Effectively shares information and ideas with individuals and groups displays self awareness and self management tailors the delivery to the audience and selects suitable delivery method s
- Execution Leadership
- Attention to Detail Completes work thoroughly and accurately pursues quality in accomplishing tasks
- Problem Solving Decision Making Seeks to identify what caused the issue incorporates input from multiple sources e
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- lines of business subject matter experts data policies procedures etc
- to ensure effective action and shared ownership decisions are sound based on what was known at the time and are based on a blend of analysis wisdom experience and judgement
- Technical Knowledge Possesses the required technical knowledge to perform the role effectively continuous learning to adopt new trends or expertise
- Client Leadership
- Client Focus Puts the client at the center of all decisions takes action to create a high level of service to internal and external clients makes and maintains long term relationships with clients
- Qualifications and Education Requirements
- Associate or bachelor s degree preferred but not required
- Knowledge of loan documents and experience with loan processing
- Knowledge of ONB loan policy and Commercial Guidelines preferred but not required
- Highly organized with a strong attention to detail
- Strong analytical and problem resolution skills
- Excellent verbal and written communication skills
- Must have experience working in a fast paced office environment with service level expectations
- Must be able to meet deadlines
- for Team Lead Prior supervisor experience preferred
- Key Measures of Success Key Deliverables
- Service Provides high level of service to RMs
- Speed Delivers product within service level expectations
- Accuracy Delivers product without errors
- Loan Processing
- Reviews and inputs loan submissions from RMs in CML including reviewing financial information ownership loan structure and compliance needs responsible for complete and accurate data entry in CML
- Communicates with the RM to gather additional information necessary to deem the application as complete and ready for underwriting
- Completes loan pre closing tasks including ordering appraisals environment reports and title UCC searches performs a detailed and thorough review of entity documents title insurance UCC searches flood determinations and other supporting documentation
- Collaborates with RM to ensure all conditions precedent to closing required by credit are met
- Reviews existing loan documents for accuracy and compliance with loan guidelines
- Finalizes post approval in CML
- Communicates with underwriting Line of Business Executives and Credit Administration to address policy exceptions
- Preparation of Loan Documents
- Utilizes Loan Guidelines and commercial procedures to ensure documents are prepared in accordance with approval document
- Utilizes special loan software to produce accurate and complete loan documents
- Prepares template documents outside of loan software i
- e
- Rate Modifications Due Date Changes
- Service
- Ability to prioritize large pipelines to ensure adherence to service level expectations
- Exhibits flexibility in response to the changing banking environment
- Ability to work in a fast paced environment
- Provides options and solutions when issues arise
Retail Banking - ONB->Deposits, Wires, AML, Fraud, Mortgage, cards