Job Title: Field Officer
Company: Origo Finance Pvt. Ltd.
Location: Kothagudem
Department: Collections / Loan Operations / Credit
Reports To: Branch Manager / Area Manager
Job Type: Full-time
Job Summary:
Origo Finance Pvt. Ltd. is seeking a reliable and motivated Field Officer to support its rural lending and financial services operations. The Field Officer will be responsible for loan sourcing, borrower verification, collections, and relationship management with customers, especially in rural and semi-urban areas.
Key Responsibilities:
- Identify and source potential borrowers from rural/semi-urban areas.
- Conduct field visits to verify loan applicants' credentials and assess creditworthiness.
- Explain loan products and terms clearly to potential customers.
- Facilitate documentation, KYC, and ensure timely loan disbursement.
- Perform follow-ups for EMI collections and resolve payment issues.
- Build and maintain good relationships with farmers, traders, and rural entrepreneurs.
- Provide daily updates on field activity to the Branch Manager or designated authority.
- Assist in recovery of overdue loans and support legal processes if needed.
- Ensure compliance with company policies, credit norms, and regulatory requirements.
Key Requirements:
- Minimum qualification: 10/10+2 / Graduate (preferred: B.Com, BBA, BA)
- 0–2 years of experience in field sales, rural finance, microfinance, or NBFC sector
- Familiarity with rural/agri markets and local geography
- Strong communication and negotiation skills
- Comfortable working extensively on the field
- Basic knowledge of mobile apps and MS Office
- Own two-wheeler with valid driving license (mandatory)
Perks & Benefits:
- Fixed salary + performance incentives
- Fuel and mobile reimbursements
- Career growth opportunities in rural finance sector
- Training & development support
Job Types: Full-time, Permanent, Fresher
Pay: ₹12,000.00 - ₹15,000.00 per month
Benefits:
- Health insurance
- Provident Fund
Work Location: In person