JD For Credit Manager
- Loan Underwriting
- Handling secured, unsecured and working capital and LAP
- Evaluate and process end to end Loan applications within agreed TAT timelines.
- Timely clearance of open audit queries, quality control checks
- Timely completion of Vendor Management related activities
- Providing support to Business Plan through quick turnaround of New and Existing proposals and work with team to optimize returns while remaining within Risk Appetite
- Conducting stock audits as per the Stock audit plan through empanelled vendors.
- Analyzing/ Reviewing the reports received and highlighting the observations to the Management and taking necessary action.
· Handling different MIS’s of Portfolio.
· Monitoring churning and overdue in accounts.
· Processing bills of empaneled vendors for service rendered.
· Coordinating with empaneled vendors and resolving issues (if any).
· Coordinating with Business team, Credit teams, etc as per the requirement.
· Other related activities. - Approve or reject loan requests, based on credibility and potential revenues and losses
- Calculate and set interest rates
- Negotiate loan terms with clients
- Monitor payments
- Maintain records of loan applications