Area Credit Manager - RBG
Job Description:
RBG Business under Commercial Banking at Kotak Mahindra Bank caters to all the working capital requirements of Transporters/ Logistics/ Warehousing/ Infrastructure/Dealer Finance segments. Hence, preferable industry would be these segments, however, good candidate with experience in Credit Corporate / SME/Mid-Market/Any other Dept. job role other than these segments can also be considered.
- Evaluating Working Credit requirements of potential customers of RBG caters to Transporters, Automobile Dealers, Logistics & Warehousing, Govt Infrastructure Contractors, as customer segment.
- Underwriting and preparation of credit assessment notes covering detailed analysis of business, management and financials
- Balance Sheet / Other Financial statement analysis and identifying risk factors
- Market, Competitor & Dealer visits as per the requirement and continuous updating of the happening/ changes in the market place which would help in acting proactively
- Timely processing of proposals as per TAT to ensure better time to market
- Ensuring compliance of terms and conditions of sanctions by liasioning with the RMs and company involved
- Continuous monitoring of Infant Delinquencies.
Job Requirements:
- 3 to 8 years
- MBA (Finance)/CA